Your financial life can be broken down into two phases: accumulation and retirement. During your working life, you are accumulating assets to help take care of you and your loved ones. When you are finished working, you move into retirement, but you still need a way to care for yourself and your loved ones.
To help you achieve your objectives, we use a portfolio construction method called Core-Satellite Investing, a well-diversified fund index-based investment approach and manager-based approach, established by our Investment Committee. This method of portfolio construction is designed to minimize costs, tax liability and volatility with the goal of outperforming the broad stock market as a whole.
This allows us to identify your passions, create a personalized roadmap for your finances, and walk with you every step of the way. We strive to understand your financial goals, conduct a thorough financial analysis of your current situation, and tailor a financial plan based on where you’re headed. Our process begins with getting to know you, and builds on a foundation of who you are and where you want to go in life.
What are your goals? What motivates you? What does success look like for you? During this stage, we’ll focus on learning what matters to you. We’ll also gather personal, financial, and legal data, including taxes, wills, and any other relevant information about you, your family, and your current situation.
Once we conduct a thorough financial analysis, we’ll go over your options so you can make informed decisions that maximize your resources, including your company benefits, to meet your financial goals.
We’ll share our ideas and plans that we’ve tailored to meet your financial goals, then we’ll discuss and help facilitate the implementation of the option that makes the most sense to you.
What do we mean by continuously planning? Simple: we realize that life happens. That’s why we monitor your financial situation, adjusting as your needs and goals change. We’ll set up a personalized meeting schedule that allows us to have an ongoing conversation.
Our clients are primarily current and former corporate professionals and executives, generally age 40 and above. We craft comprehensive financial plans to help shape a better future for them and their families.
With our expertise in corporate benefits and comprehensive planning, we are best able to help individuals and families that have at least $1 million in investable assets today and expect to have at least $2 million in assets by the time they retire.