Client Experience

Achieving your life-long goals starts with a plan.

Whether you're saving to put your kids through college or working towards financial independence in retirement, it's essential to know how all the aspects of your financial life are connected to help you stay on track. How you handle your finances often needs to evolve with you through each stage of your life and can get more complicated as you accumulate wealth. At Willis Johnson & Associates, our proactive and comprehensive approach to wealth management means that you can be ready for wherever life takes you next.

Getting to Know You in Initial Meetings

Before Becoming a Client

Juggling your finances alongside a successful career can add unnecessary stress and confusion to an already-busy lifestyle. We understand the importance of finding the right advisor for you and your family to simplify your financial picture. Before becoming a client, we offer a complimentary first meeting where we'll learn about you, your financial concerns, and where you want your wealth to take you.

WJA's Consultative Approach

Meeting 1 - Introductions

1-on-1 with an advisor to learn about you, your family, and your goals while offering you an introduction to our firm's services

Meeting 2 - Assessments

Your advisor performs an employee benefits analysis, investment review, and tax return assessment to uncover missed opportunities.

Meeting 3 - Guidance

Your advisor offers actionable recommendations and strategies to help you reach your goals whether you decide to work with us or not.

What We Look at During Initial Meetings

The goals of initial meetings are to discover if our firm can offer you value in your financial scenario and enable you to get to know us and our areas of expertise. Our advisors take a consultative approach to understand you, your goals, and what opportunities may be available to you. By our second meeting with you, an advisor will walk through the following steps to see what strategies and recommendations to recommend to help you reach your financial goals.

Company Benefits & Compensation Assessment

Walking you through your 401(k) portal, executive compensation package, and the various elections available to you by your company allows an advisor to offer recommendations on how you can optimize them going forward.

Tax Planning & Optimization Analysis

Discussing tailored tax strategies with an advisor to see the tax planning opportunities available for you to take advantage of, gain clear insight into which tax obstacles you may face, and understand how we can help.

Investment Strategy & Portfolio Review

Understanding your approach to investing, openness to risk, and current asset allocation can help advisors identify gaps and develop a tailored investment strategy to help you reach your goals.

Becoming a WJA Client

Choosing to partner with us isn't something we take for granted. We aim to give our clients peace of mind from day one, knowing that a team of financial experts is in their corner and invested in their success.

Communication and trust are foundational to long-lasting relationships, especially when it comes to your finances. We hit the ground running to make sure your first 60 days with us set you up for worry-free success.

Ongoing Client-Advisor Relationship

Continuous Expert Guidance

Monitoring finances and staying on top of the tax law changes or market shifts can be exhausting. Our team makes it simpler for you by managing everything on your behalf so you don't have to try to juggle all the moving pieces on your own.

Boutique On-Call Service

We don't charge extra fees if you want to check-in with your advisor. We encourage you to do so as changes arise in your life or the markets so we can keep you informed.

Financial Plan & Portfolio Reviews

Twice a year, we do an intensive walkthrough of your accounts to see how you're aligning with your goals, discuss market activity, and outline what strategies we're leveraging to achieve your goals.

Tax Preparation & Filing Services

Tax management is a crucial part of accumulating wealth. As part of our holistic approach to financial planning, we include tax return preparation and filing for our clients.

WJA’s Comprehensive Wealth Management Services

When it comes to growing your wealth, investments and taxes are only a small piece of the equation. Working with an advisor who can bring all your financial details together into a tailored plan for you can be the difference in achieving your goals or compromising them down the road. To ensure our clients' finances work together to reach their full potential, Willis Johnson & Associates' advisors explore and offer guidance on the services below.

Financial Planning, Goal Setting & Implementation

Investment Portfolio Management

Tax Planning + Preparation and Filing of Tax Returns

Benefit Analysis & Optimization

Insurance Evaluation

Charitable Giving

Trusts & Estate Planning

Education Planning

Retirement Planning

Budgeting & Cash Flow Planning

Consulting & Self-Employment Planning

Severance Package Evaluation & Planning

Your Dedicated Wealth Management Team

As a WJA client, you have a team of experts monitoring and working on your account to ensure seamless and continual optimization. Our team brings a wealth of experience and specializations in various fields of expertise. An example of the key members in every client's dedicated team are:

Lead Advisor

Manages your overarching financial plan & strategies

Servicing Advisor

Your designated contact for day-to-day updates and coordinating action items

Portfolio Manager

Oversees and manages investment accounts & strategy

Megan Cline - Willis Johnson and Associates_

Client Operations Specialist

Administers all action items within your plan to ensure timely withdrawals, transfers of assets, and RMDs

Tax Manager

Collaborates with advisors for tax-efficient strategies within your accounts

Fidelity Investments

We partner with Fidelity as a third-party custodian for accounts so you can see your funds at any time.

As a fee-only RIA firm, there is no outside influence, mutual ownership, or funding Willis Johnson & Associates receives from Fidelity as part of our partnership. Willis Johnson & Associates does not assume any responsibility or liability for the actions, products, and content of any third parties, including Fidelity Investments. You should carefully review their privacy statements, disclosures, and other conditions of use before using them as a custodian for your assets.

What Makes Us Different

Fiduciary, Fee-Only Firm

With us, you don't have to worry about our recommendations coming with commissions or product sales. It's just great advice in your best interest 100% of the time.

In-House Tax Services

We prepare and file your tax returns as part of our tax planning to ensure the strategies we implement are tax-efficient.

Company Expertise

We know the ins-and-outs of your employee benefits, so you can make elections that help you build your wealth and make sure you're not leaving any money on the table.

Fees are calculated through a weighted formula using the assets under management (AUM) ranges listed above. Clients whose AUM’s are within multiple ranges will be charged no more than 1.20% of their total AUM with the exception of clients under $750,000 who will be billed a minimum fee of $2,063 per quarter. Clients who began engagement with the firm prior to May 2022 may be grandfathered into a previous fee schedule.

Fee Calculator

Investible Assets

= 0.95%
BILLED ANNUALLY

Household Assets Under Management	Annual Fee as % of Assets
Up to $500,000*	1.20%
$500,000.01 to $3,000,000	0.90%
$3,000,000.01 to $5,000,000	0.85%
$5,000,000.01 to $10,000,000	0.65%
$10,000,000.01 to $20,000,000	0.45%
$20,000,000.01 and up	0.40%